Adjuster license alabama

This will allow time for electronic conversion without applicants having to reapply. Public Adjuster. Alabama does not license or recognize public adjusters. Staff Adjuster. Emergency The Alabama Insurance Code,Section , allows adjusters not licensed in the state and acting on behalf of an insurer to conduct business within the state in the event of a catastrophe.

Emergency Adjusters who will be employed by an Alabama insurer may register online. A salaried employee of an insurer. A person employed solely to obtain facts surrounding a claim or to furnish technical assistance to a licensed independent adjuster.

An individual who is employed to investigate suspected fraudulent insurance claims but who does not adjust losses or determine claims payments. A person who solely performs executive, administrative, managerial, or clerical duties or any combination thereof and who does not investigate, negotiate, or settle claims with policyholders, claimants, or their legal representative.

A licensed health care provider or its employee who provides managed care services so long as the services do not include the determination of compensability. A managed care organization or any of its employees or an employee of any organization providing managed care services so long as the services do not include the determination of compensability.

A person who settles only reinsurance or subrogation claims. An officer, director, manager, or employee of an authorized insurer, surplus lines insurer, a risk retention group, or an attorney-in-fact of a reciprocal insurer. A person who investigates, negotiates, or settles life, accident and health, annuity, or disability insurance claims.

Under a self-insured arrangement, an individual employee who adjusts claims on behalf of his or her employer. A licensed insurance producer appointed to represent the insurer, attorney-in-fact of a reciprocal insurer, or managing general agent of the insurer, to any of whom claim authority has been granted by the insurer.

An individual who collects portable consumer electronic device insurance claim information from insureds or claimants, enters such data into an automated claims adjudication system, and furnishes claim information to the insureds or claimants from the results of such system.

For purposes of this subdivision, the individual must be an employee of a licensed independent adjuster or of a licensed insurance producer exempt from adjuster licensure pursuant to subdivision 13 or of an affiliate of either a licensed independent adjuster or a licensed insurance producer exempt from adjuster licensure pursuant to subdivision 13 , but in any case where no more than 25 such individuals are under the supervision of a single individual licensed independent adjuster or insurance producer.

For purposes of this subdivision, "automated claims adjudication system" means a preprogrammed computer system designed for the collection, data entry, calculation, and system-generated final resolution of claims which meets all of the following: 1. It shall only be utilized by a licensed independent adjuster, licensed insurance producer, or by individuals supervised by a licensed independent adjuster or insurance producer pursuant to this subdivision. It shall comply with all claims payment requirements of the insurance code.

For purposes of this subdivision, "portable consumer electronic device" means a personal, self-contained, easily carried by an individual, battery-operated electronic communication, viewing, listening, recording, gaming, computing, or global position device, and other similar devices and their accessories.

The licensed independent adjuster or insurance producer who supervises the individuals shall file a report with the commissioner indicating an intention to operate pursuant to this subdivision. Our team is passionate about providing the best insurance training courses and online classroom experience in the industry.

We are committed to helping you succeed at every step of your adjusting career. At AdjusterPro, we believe in serving our customers with transparency, honesty, and adhering to the Golden Rule , treating others as we would want to be treated. Building our company upon these principles, here are a few other ways we differentiate from the competition:.

Whether you are just starting to explore the insurance claims industry, a Fortune company, or are a veteran adjuster looking for additional training, we are here to help you reach your goals and achieve success.

AdjusterPro All trademarks appearing on this site are property of their respective owners. Alabama Adjuster Licensing 4. Need a Different Product? The Xactimate Live Webinar will teach you how to work a claim from start to finish so you can hit the ground running when you get assigned those first claims. Our Adjuster Success Method course is a new, one-of-a-kind career training webinar.

Roofing will walk you through the basics of roofing terminology, construction, and types of claims. To obtain your Alabama adjuster license, complete the following steps: 1. Applicant Can Submit adjuster for individuals electronically. Reinstate a license electronically. Add lines of authority to an existing active license electronically. Applicant Cannot Submit adjuster for business entities electronically.

Business Rules Applicant must be eighteen 18 years old or older as determined from the applicant's date of birth. Alabama Act no. Adjuster Designated Home State ADHS Rules: In order for an applicant to designate a home state during the application process, the applicant must have an active non-resident adjuster license on the Producer Database PDB and no active resident adjuster license.

If designated home state license is inactive at the time of renewal and no active resident adjuster license exists, applicant may select another state with an active adjuster license as the designated home state.

Application will defer to state for review. If applicant holds only a non-resident adjuster license in a state that licenses resident adjusters, applicant is permitted to designate an active non-resident adjuster license as their home state license.

If applicant holds only an active non-resident adjuster license in a state that offers adjuster licensing, applicant must use current resident license to renew non-resident adjuster license. If applicant has an active non-resident adjuster license in a state that does not license adjusters, and no active non-resident adjuster license, applicant must use current active resident license to renew non-resident adjuster license.

Special Instructions Forms Please fax supporting documentation to Producer Licensing at During the 20 hours of education you will get prepared for the insurance exam. You will be given three hours and questions and at least of which should be answered correctly. You can register for your exam on the Alabama Department of Insurance website. If you are going to apply for one type of insurance adjuster license you will need to pass 20 hours of pre-licensing adjuster course.

Then you will need to pass the State final exam and then you can apply for a license. You can apply for your license through this link. You cannot be an adjuster without an Alabama adjuster license. To learn about the requirements of Alabama adjuster license you can use Alabama insurance adjuster license lookup.